Free Business Tools
Built for Jamaica. No sign-up required.
Calculators
GCT Calculator
Calculate General Consumption Tax for all 4 Jamaica rates — 15% standard, 25% telecom, 10% tourism, and zero-rated.
Open →Payroll Calculator
Calculate all 5 Jamaica statutory deductions — NIS, NHT, PAYE, Education Tax, and HEART/NTA. Weekly, bi-weekly, or monthly.
Open →Markup Calculator
Calculate markup percentage, profit margin, and profit from cost and selling price. Includes GCT-inclusive pricing.
Open →Income Tax Calculator
Calculate Jamaica PAYE income tax using current brackets — tax-free threshold, 25% and 30% rates with monthly breakdown.
Open →Templates
Invoice Template
GCT-compliant invoice with automatic tax calculation. Fill in, print to PDF, or download as CSV.
Use template →Payslip Template
Jamaica payslip with auto-calculated NIS, NHT, PAYE, and Education Tax deductions. Print-ready.
Use template →Expense Report Template
Track business expenses by category with receipt tracking. Export to CSV or print for approval.
Use template →Business Plan Template
Structured 8-section business plan outline with Jamaica-specific guidance for JBDC and bank applications.
Use template →Balance Sheet Template
Assets, liabilities, and equity with auto-calculated totals and balance check. Print-ready.
Use template →Cash Flow Statement
Operating, investing, and financing activities with auto-calculated net cash flow. Indirect method.
Use template →P&L Template
Revenue, COGS, expenses, and net profit with gross and net margin percentages. Jamaica tax rates.
Use template →